|
In Deep Water: Homeowners urged to protect their properties after second year of flooding. |
|
Sponsored Articles
|
By SuperUser Account on
10/29/2008
|
|
|
|
Whether they are the first inconvenient realities of the ‘Inconvenient Truth’ of climate change or simply freak occurrences of Biblical proportions, leading insurers are urging Britain’s homeowners to ensure that their properties are covered, after floods have swept parts of Britain for the second year running. As Nationwide’s John Baker, Head of Insurance, warned earlier this month, "the terrible flooding we have seen across the UK has shown just how important it is to have adequate home buildings and contents insurance.
|
 |
|
|
More...
|
|
|
|
New Boilers Keeping Homes Safe |
|
Sponsored Articles
|
By SuperUser Account on
10/29/2008
|
|
|
|
You might think your home is the safest place you can be, but it should be brought to your attention that almost 4,000 people die in accidents in the home while 2.7 million are injured. It’s a very sobering statistic, but most accidents are caused by carelessness or a belief that ‘it couldn’t happen to me’ and they are easily preventable.
|
|
|
|
|
More...
|
|
|
|
Lawn Order: home insurance cover and the rising costs of garden crime |
|
Sponsored Articles
|
By SuperUser Account on
10/29/2008
|
|
|
|
An Englishman’s home, as they say, is his castle. But for all the turrets and ramparts, deadlocks and alarms which fortify properties across the country against burglars, it seems that many castles’ grounds, or gardens, are being left vulnerable to invasion. According to warnings [Link; Link] from a number of leading insurers, homeowners are neglecting both to secure and insure their gardens against a number of potentially costly risks.
|
|
|
|
|
More...
|
|
|
Follow the Path to Sustainable Homeownership |
|
The HomeBuying Process
|
By First-Time HomeBuyer Magazine on
Thursday, October 02, 2008
|
|
|
|
Nobody buys a home thinking they’ll wind up in foreclosure at some point down the road. Unfortunately, the wave of foreclosures spreading throughout the country indicates how widespread this problem has become. Let’s talk about your rights and responsibilities as a homeowner. The choices you make as a property owner have a direct impact your ability to have sustainable homeownership.
|
|
|
|
Comments (0)
|
More...
|
|
|
An Inherent Conflict of Interest |
|
Opinion
|
By SuperUser Account on
9/16/2008
|
|
|
|
An inherent conflict of interest would be present when someone has to choose between what is in his best interests versus the best interests of a client. Conflict of interest is a consistent, ongoing problem in the mortgage industry.
|
|
|
|
|
More...
|
|
|
|
Fix it, Keep it: Get More Home with a Rehab Loan |
|
Home Improvement
|
By First-Time HomeBuyer Magazine on
Thursday, August 28, 2008
|
|
|
|
Fix it, Keep it: Get More Home with a Rehab Loan
The cost of housing can be high. Some people need more help than others to climb onto the property ladder. Being open to including a fixer upper to your list of potential homes may reveal opportunities that might normally be out of your budget. Using rehabilitation financing (rehab) loans might be a great way to get into home ownership and fund the necessary improvement projects.
Not a handy person ...
|
|
|
|
Comments (3)
|
More...
|
|
|
What They Didn’t Teach You in Those Expensive Classes: Investing is a Business |
|
Investors
|
By SuperUser Account on
8/28/2008
|
|
|
|
What They Didn’t Teach You in Those Expensive Classes: Investing is a Business
Have you read, studied, completed worksheets, and watched videos, but have not yet invested in your first property? Have you attended weekend seminars with well-known gurus in real estate investing, but think there’s still a piece missing from the puzzle? Have you been to classes, workshops, and weekend retreats and still don’t know where to begin?
To know where to begin, you have to know what you ...
|
|
|
|
|
More...
|
|
|
To Refinance or Not to Refinance? That is the Question! |
|
Mortgage F.Y.I.
|
By First-Time HomeBuyer Magazine on
Thursday, July 31, 2008
|
|
|
|
When interest rates are lower than a homeowner’s mortgage rate, the homeowner should definitely contact multiple lending institutions for competitive home mortgage loan refinancing rates. I would start with the lender who services my loan. Some lenders have “Express” or “Streamline” refinance programs for their clients and offer reduced rates and fees.
|
|
|
|
Comments (0)
|
More...
|
|
|
The home inspection |
|
The HomeBuying Process
|
By First-Time HomeBuyer Magazine on
Thursday, July 31, 2008
|
|
|
|
Why should you do a home inspection of your potential new home or condo. The answer is to uncover the major problems or unsafe conditions that may exist in your new home. Purchasing a new or used home or condo is a big purchase and you should have someone inspect your home that is unbiased as to its condition.
|
|
|
|
Comments (0)
|
More...
|
|
|
KEY BUYER AGREEMENT PROVISIONS |
|
In-House Legal Department
|
By First-Time HomeBuyer Magazine on
Thursday, July 31, 2008
|
|
|
|
Both buyers and sellers of real property in Connecticut have the right to representation by a real estate company in a real estate transaction. When sellers have representation, they sign a listing agreement with a real estate company, and when buyers choose to be represented by a real estate company, they sign a buyer representation agreement.
|
|
|
|
Comments (0)
|
More...
|
|
|
Home Buying for Dummies Book Review |
|
FTHB Book Reviews
|
By SuperUser Account on
7/31/2008
|
|
|
|
Home Buying for Dummies opens by building an argument around investing time in the pursuit of buying your first home. While well written and brimming with useful tips and strategies to arm homebuyers with critical purchasing skills, getting through the book, Home Buying for Dummies (Wiley Publishing, $19.95) will take a fair bit of time investment itself.
|
|
|
|
|
More...
|
|
|
Is your roof protecting your investment? |
|
Home Improvement
|
By First-Time HomeBuyer Magazine on
Thursday, July 31, 2008
|
|
|
|
Do you know how old your roof is? Do you have leaks or interior water stains on the ceiling? Are your shingles curling, or do they blow off your roof in high winds? Does your attic have adequate ventilation? It is important to know these facts so you can keep track of your roof life expectancy.
|
|
|
|
Comments (0)
|
More...
|
|
|
A Condo: Making the Right Choice |
|
The HomeBuying Process
|
By First-Time HomeBuyer Magazine on
Thursday, July 31, 2008
|
|
|
|
Condominium living has its advantages; however, it poses challenges as well. How can you know if a condo is right for you? How can you be sure to make the best choice?
Condominiums are also called common interest communities. Connecticut common interest communities come in many shapes and forms, from attached townhouses to stand-alone homes to apartment-style buildings. You must determine what kind of environment best suits your lifestyle.
|
|
|
|
Comments (0)
|
More...
|
|
|
|
Proof of Income! |
|
Mortgage F.Y.I.
|
By First-Time HomeBuyer Magazine on
Monday, June 30, 2008
|
|
|
|
What qualifies as income when applying for a mortgage?
Several years ago I had a client who worked as a pastry chef who applied for his first mortgage. I asked him several qualifying questions to gather information to help him with the pre-approval process, questions such as how long he had been working as a chef, what were his available assets, and how he was compensated for his work. Was he paid hourly or salary?
|
|
|
|
Comments (0)
|
More...
|
|
|
How to Hire a Contractor |
|
Home Improvement
|
By First-Time HomeBuyer Magazine on
Monday, June 30, 2008
|
|
|
|
Planning a home improvement project is a task that requires time and knowledge. Plan your project right from the beginning. Research your project in great detail. For example, if you are going to put new siding on your home, check out the various siding products on the Web, request samples of the products, check to see if the manufacturer of the product you choose has a Web listing of local contractors that are certified to install the product.
|
|
|
|
Comments (1)
|
More...
|
|
|
Investors: Opportunities Abound! |
|
The HomeBuying Process
|
By First-Time HomeBuyer Magazine on
Monday, June 30, 2008
|
|
|
|
The media coverage of the national real estate market has been overwhelmingly negative. We have less demand and more inventory, because of a reversal in the supply-demand curve. This phenomenon has occurred slowly over the last three years.
|
|
|
|
Comments (0)
|
More...
|
|