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Credit Fundamentals
Author: First-Time HomeBuyer Magazine Created: Saturday, August 04, 2007
Credit limits, credit card balances, annual percentage rates, late fees, over-limit fees, penalty rates and more! There is so much you need to be aware of as a credit card holder.

Let’s Explore Some of the Myths of Credit
By First-Time HomeBuyer Magazine on Monday, June 30, 2008
Recently I read a great article called “Beyond the 6 Myths of Credit” in Scotsman Guide by Jeff Lau. I thought it would be good to share this information, because many of the myths are common mistakes we financially naïve folks make.
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Secured Credit Cards
By First-Time HomeBuyer Magazine on Wednesday, March 19, 2008
A basic step to rebuild or build your credit
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Maxed Out–Take II
By First-Time HomeBuyer Magazine on Wednesday, March 12, 2008
A exclusive movie review of a controversial film that tells one view of the America's relationship with credit
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MAXED OUT—ONE MOVIE, TWO OPINIONS
By First-Time HomeBuyer Magazine on Wednesday, March 12, 2008
A exclusive movie review of a controversial film that tells one view of the America's relationship with credit
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Your privacy is being sold, and you can put a stop to it
By First-Time HomeBuyer Magazine on Saturday, September 01, 2007
Once the mortgage lender pulls your credit report, your name could be sold by the credit agencies to numerous companies wanting to solicit you for business. Here's how to Opt Out.
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The 2007 Plan to Build Your Credit–Part II: Key steps you can do over time to improve your credit
By First-Time HomeBuyer Magazine on Friday, August 31, 2007
When you’re developing a long-term strategy to improve your credit, you need to focus on two main areas: the accuracy of your credit reports, and paying down credit card debt.
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The Gift That Keeps on Giving
By First-Time HomeBuyer Magazine on Thursday, August 30, 2007
Here's one new homeowner's story of how she was helped by the nonprofit organization, Neighborhood Assistance Corporation of America (NACA).
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The 2007 Plan to Build Your Credit–Part I: Things you can do today to improve your credit
By First-Time HomeBuyer Magazine on Thursday, August 30, 2007
If you have gone through a financial hardship and your credit rating has suffered, what should you do? Here's some advice.
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Dealing with Debt Collectors
By First-Time HomeBuyer Magazine on Thursday, August 30, 2007
You may experience a financial setback that causes you to become delinquent on your bill payments. This situation can be stressful, especially when you have to deal with collection calls. Here's some adv ice on how to deal with debt collectors.
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Credit Card 101
By First-Time HomeBuyer Magazine on Wednesday, August 29, 2007
Credit limits, credit card balances, annual percentage rates, late fees, over-limit fees, penalty rates and more! What you need to be aware of as a credit card holder.
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"Oh, I Get It!" -A Closer Look at the Credit Score
By First-Time HomeBuyer Magazine on Tuesday, August 28, 2007
Why is having a high credit score important? Because the higher your credit score is, the lower the interest rate that will be offered to you when you need to finance a purchase.
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Tips of the Trade: Identity Theft
By First-Time HomeBuyer Magazine on Monday, August 27, 2007
Identity theft has become an epidemic. Here are five steps to protect yourself and your financial future.
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Credit Score Check-Up: 8 Remedies That Can Help!
By First-Time HomeBuyer Magazine on Monday, August 27, 2007
It’s important to realize that if your credit score is poor, it won’t necessarily remain that way forever. Here's how to change your credit forecast.
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Your Credit Score and You…
By First-Time HomeBuyer Magazine on Thursday, August 23, 2007
Credit scores are being used as the new way to measure whether or not you can rent apartments, get preferred car and life insurance rates, have the cell phone you want; more recently, these scores are even determining whether or not you will get the job of your dreams. Learn all you can to keep your score within a decent range.
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