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Remember the Responsibilities of Owning a Home |
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By First-Time HomeBuyer Magazine on
Wednesday, March 19, 2008
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Owning a home has always been part of the American dream. For many, it shows that they have accomplished something previous generations may not have. As a homeowner, you now have the power to positively affect your life and the life of your family.
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Build Wealth through Homeownership |
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By First-Time HomeBuyer Magazine on
Wednesday, October 24, 2007
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As men and women see the value of their homes go up, they can tap into their equity to make home improvements, send their children to college, start a business, or make other big-ticket purchases. Homeowners are often community stakeholders who are active in charities and churches. Owners tend to vote and get involved in local issues. Homeownership also offers children a stable living environment that influences their development in measurable ways.
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The Holiday Plan |
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By First-Time HomeBuyer Magazine on
Wednesday, October 24, 2007
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The Holiday Plan idea can be dangerous. Most people do not like it when you go against the norm. Why? Because they want to and are afraid to do so.
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Budgeting For Your First Home |
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By First-Time HomeBuyer Magazine on
Wednesday, September 19, 2007
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As you begin searching for your first home, you’ll more than likely have plenty on your mind. Unfortunately, it’s not uncommon for people to forget to make a comprehensive financial plan for their new circumstances. It’s important to keep in mind that your new situation will bring about significant changes to your finances. Your mortgage payment will generally be greater than the rent you were paying, you’ll have higher utility costs, and you won’t be able to call the landlord anymore if something goes wrong. You’ve got to create a plan that accounts for all of the new expenses you will have.
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Get off the Bench: Be a player in the game of life |
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By First-Time HomeBuyer Magazine on
Thursday, August 30, 2007
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Your next therapy appointment, coaching session, seminar, conference, class or advisory board meeting will not improve your family life, get you promoted, or make you rich beyond your wildest dreams. Those things can all be helpful tools, but you need to start with a decision and the will to change.
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EITC – The Earned Income Tax Credit |
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By First-Time HomeBuyer Magazine on
Thursday, August 30, 2007
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Did you know you could get your tax return done for free? IRS certified preparers are available to help working families at Volunteer Income Tax Assistance (VITA) Centers around the state of Connecticut.
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Ten Money Management Rules |
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By First-Time HomeBuyer Magazine on
Tuesday, August 28, 2007
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The next time you try putting your “financial house” in order, try following these ten basic guidelines for managing your money.
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Unveil the Mystery of Your Debt-to-Income Ratio |
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By First-Time HomeBuyer Magazine on
Monday, August 27, 2007
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The debt-to-income ratio is an important measure of financial stability commonly used by lenders. A high debt-to-income ratio can jeopardize your chances of financing major purchases, such as a car or a home. Learn how to calculate your debt-to-income ratio and learn early, whether you really can afford that high a mortgage.
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Cambridge Corner: Seeking out a Debt Management Company |
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By First-Time HomeBuyer Magazine on
Thursday, August 23, 2007
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Credit-counseling agencies help people with unsecured loans by renegotiating certain aspects of their repayment agreement. Learn what the benefits of a Debt Management Program are and what to look for when choosing a credit counseling agency.
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