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KEY BUYER AGREEMENT PROVISIONS |
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By First-Time HomeBuyer Magazine on
Thursday, July 31, 2008
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Both buyers and sellers of real property in Connecticut have the right to representation by a real estate company in a real estate transaction. When sellers have representation, they sign a listing agreement with a real estate company, and when buyers choose to be represented by a real estate company, they sign a buyer representation agreement.
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Look out for the Warning Signs before Signing a Loan |
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By First-Time HomeBuyer Magazine on
Thursday, March 20, 2008
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Look out for the Warning Signs before Signing a Loan
If you are like most individuals, a home is going to be the biggest investment you will ever make ; therefore, when you apply for a home loan, whether it be to purchase a piece of property or to refinance the one you own, the best advice you can get is to go to someone you can trust. If you do not know someone you are comfortable with in the lending business, ask for a referral from someone you trust. Do not put one of your largest assets into the hands of just anyone. Also, it is good to shop around and seek information from several professionals.
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What is a Title Search? |
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By First-Time HomeBuyer Magazine on
Friday, December 28, 2007
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Perhaps the most overlooked and least understood aspect of buying a home is the title search. The homebuyer has researched and inspected several properties before deciding on a property to purchase. The homebuyer has gone through the process of setting up financing. Add in the countless other decisions a homebuyer must make, and no wonder the title search is seen as a formality to a purchase rather than a foundation of the real estate transaction.
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Attorney Representation at Your Real Estate Closing |
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By First-Time HomeBuyer Magazine on
Wednesday, September 19, 2007
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You have done your homework, set goals, saved for a down payment, visited endless open houses, researched interest rates and chosen a mortgage lender—everything a well-informed first-time home buyer is supposed to do. Now it is time to choose an attorney to represent your interests in the purchase of your new home and at the real estate closing.
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The Importance of Having a Will |
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By First-Time HomeBuyer Magazine on
Thursday, August 30, 2007
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If you do not make a will, you die “intestate” and your property will be distributed according to a formula, which may not be your intention.
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The Department of Banking- How it Can Help You |
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By First-Time HomeBuyer Magazine on
Wednesday, August 29, 2007
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Part of the Department of Banking mission is to protect users of financial services from unlawful or improper practices by requiring that regulated entities and individuals adhere to the law. As a potential home buyer you can avail yourself of many services that the Department of Banking can provide.
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The Department of Banking- How it Can Help You |
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By First-Time HomeBuyer Magazine on
Wednesday, August 29, 2007
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Part of the Department of Banking mission is to protect users of financial services from unlawful or improper practices by requiring that regulated entities and individuals adhere to the law. As a potential home buyer you can avail yourself of many services that the Department of Banking can provide.
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Living with Restrictions |
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By First-Time HomeBuyer Magazine on
Tuesday, August 28, 2007
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The obvious factors that typically contribute to a buyer’s decision to purchase a home should include location, type of housing (single-family home vs. condominium), architectural style, floor plan, lot size, price and whether or not the property is subject to a Declaration of Covenants and Restrictions.
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Combating Housing Discrimination |
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By First-Time HomeBuyer Magazine on
Monday, August 27, 2007
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Housing discrimination often is not as obvious as having a racial slur directed at potential home buyers and renters, or having a door slammed in their faces. Rather, unsuspecting people may be graciously turned away from their choice of housing, even if they are qualified.
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Fair Housing Is Not an Option. It’s the Law. |
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By First-Time HomeBuyer Magazine on
Thursday, August 23, 2007
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A 2006 report by the U.S. Department of Housing and Urban Development shows an 8% rise nationally in the number of housing discrimination complaints. The report details an increase in cases reported as they relate to reasonable accommodation but many cases still go unreported because the people facing discrimination are unfamiliar with the law or do not recognize the signs of discrimination.
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